The retirement planning platform

Retirement planning, in real time.

Thirty calculators, one client profile, and live sessions that close.

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The retirement planning platform.Built for the way modern advisors actually work.

Live sessions

Plan together.
From anywhere.

Open a calculator, change an assumption, watch the chart redraw on the client's screen at the same moment. Every action recorded, every scenario auditable.

The planning suite

Every calculation a retirement plan needs.

Thirty calculators. One shared client profile. Numbers that match an advisor's book of business, not a generic illustration.

Roth Conversion
Compare paths, find the partial-conversion sweet spot.
IRMAA
See the Medicare cliff before it bites.
Social Security
Claim ages, break-even, spousal coordination.
Social Security & IRMAA
The net check after Medicare and surcharges come out.
Fairness Act
WEP and GPO repeal: restored benefit and back pay.
Income Gap
Income sources against spending, 30 years out.
RMD
Project distributions under the Uniform Lifetime Table.
Inherited IRA
Map the 10-year drawdown with annual RMDs.
Tax Brackets
Marginal versus effective at any income.
State Taxes
All 50 states, current rates, side by side.
ACA Subsidies
How conversions affect Marketplace premiums.
HSA
The last month you can fund before Medicare.
Paycheck
What a contribution really costs in take-home pay.
Contribution / MAC
The maximum across 401(k), TSP, and 457(b).
Federal Retirement
FERS, TSP, and Social Security integrated.
TSP vs. Product
TSP against annuity products with income riders.
Pension
Annuity versus lump sum, with crossover age.
Pension Election
Survivor elections in dollars, and the premium budget.
Withdrawal Planner
How long a portfolio lasts at any rate.
Monte Carlo
10,000 randomized scenarios with percentile bands.
Longevity Credit
The hidden math behind guaranteed income.
Guaranteed Floor
Sequence-of-returns risk priced against a floor.
Inflation
Watch purchasing power erode by category.
LTC
How long-term care costs deplete the plan.
Life Insurance
Coverage need by the DIME method.
LIRP
Loan income, lapse risk, and the phantom tax bomb.
MEC / 7-Pay
Whether a funding plan trips §7702A.
IUL Conversion
Pre-tax dollars into an IUL, cost and schedule.
Cash Value Debt Payoff
Policy loans against a whole life illustration.
Debt Payoff
Avalanche versus snowball, side by side.

ForgeCore

One profile.
Every tool.

Fill the client's profile once. Every calculator opens with their assets, income sources, ages, and assumptions already in place. No re-entry. No drift between tools.

Three modes. One workflow.

Strategy Lab

Run scenarios. Save the ones that work.

Build, compare, and version client strategies before the meeting starts.

Opportunity Engine

Find the move worth modeling.

Surface Roth windows, IRMAA cliffs, and tax-bracket arbitrage automatically from the client profile.

Story Mode

Walk the client through it.

Sequenced, slide-style narration of the plan, paced to the client's pace.

For IMOs

For the firms behind the advisors.

Distribution analytics across your roster. Advisor onboarding, billing, and product shelves managed from one place. Live visibility into pipeline, activity, and conversion.

Choose a plan.

Three ways to use RetirementForge. Same platform underneath.

Trial

5 daysincluded

Full access to every calculator
Run a live client session
Save up to three client profiles
Export a session summary

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